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Trusted Defense For Complex Criminal Cases Mortgage Fraud

Orange County Mortgage Fraud Lawyer

Passionately Serving Clients Across the Nation

Charges of mortgage fraud are on the rise in California and nationwide. Once it was learned that these accusations are increasingly common, state and federal law enforcement agencies began investigating and cracking down even harder on anything they deemed to be suspicious. This has resulted in more and more charges being filed, sometimes against innocent people who might have made minor mistakes. And what’s worse, recent investigations seem to suggest that California and federal law enforcement are more focused on the little guy instead of banks and big corporations.

Many examples of mortgage fraud involve a buyer misrepresenting their assets, their income, or some forgery of some sort. Sellers can be guilty of mortgage fraud, too, when they misrepresent the value of their property. Law enforcement is on the lookout for indicators of potential fraud by reviewing suspicious activity reports (SARs) which have been submitted.

If you’ve been charged with, or are under suspicion of, mortgage fraud in Orange County, CA, please speak with federal defense attorney Diane C. Bass. Everybody’s story is unique, and whatever the particulars of your fraud case may be, it is important that you understand you have rights, and you need to begin building your defense now.

What is Mortgage Fraud?

Mortgage fraud is an umbrella term used for any act of misrepresentation or failure to include relevant information at any stage in a mortgage loan application or other parts of the lending process. No real estate transaction is immune from the possibility of fraud, should one or more parties act in bad faith.

If federal or state law enforcement investigates and finds that, indeed, fraud has been committed during your transaction, the accused may face felony or misdemeanor charges. A conviction could result in large financial penalties as well as the possibility of years of prison time.

What Are the Different Examples of Mortgage Fraud?

Mortgage fraud can take many forms, with examples of the offense including:

  • A buyer purchases real property under a fake identity.
  • A home buyer lies on their mortgage application, saying they make more and are worth more than they actually are, in an attempt to secure lower interest rates.
  • A prospective buyer misrepresents their outstanding loans and liabilities.
  • A real estate agent or consultant scams their other parties in the sale of a piece of property.
  • A seller makes false or misleading alterations to real estate, illegitimately inflating property value.
  • Air loans including fictitious properties.
  • Drafting a fraudulent real estate contract.
  • Equity skimming.
  • Flipping houses by corrupt means with the help of false appraisals.
  • Foreclosure scams.
  • Forging signatures on a document.
  • Identity theft.
  • Making false statements to the FBI, IRS, or any state government agencies in a loan application.
  • Mortgage reduction scams.
  • Predatory lending.

Mortgage fraud cases usually involve charges of grand theft, money laundering, and wire fraud. If more than one person is involved in the criminal act, it may be charged as a conspiracy.

How Can a Defense Attorney Help?

As with all matters of the law, a person’s actions, intent, and the existence of a past criminal record will be taken into consideration when reviewing the offenses and determining to sentence. But while it may be that you did not intend to defraud anyone, or maybe this is your first recorded criminal offense, you cannot rely on the good graces of an understanding judge and jury to avoid jail time and huge financial losses.

Defense lawyer Diane C. Bass has years of experience representing clients in and out of California courtrooms. Together with Ms. Bass, you will attempt to craft a winning defense to your charges of fraud. And if you should be convicted of a crime, your attorney will use your history and background to argue for lighter sentencing so that you may get back on your feet again sooner rather than later.

Mortgage fraud charges are serious and need to be respected. If you are under investigation or have been recently charged, you need legal representation.

Contact the Law Office of Diane C. Bass to Schedule Your Consultation

Defense attorney Diane C. Bass has extensive experience representing clients who are facing charges for real estate crimes, mortgage fraud, and other financial criminal offenses. These charges are to be feared and respected, regardless of your perceived legal exposure or lack of criminal intent. But just because you are charged does not mean that you are sure to be convicted. A strong defense could be the number one factor standing between you and harsh sentencing, which includes the potential for high fines and a prison cell.

Mortgage fraud charges are increasing in regularity in recent years. There was a time when misrepresenting assets in order to buy a piece of property was almost an expected part of purchasing real estate in the United States market. However, things changed after the housing crash, and buyers and sellers are more closely monitored to stop them from acting beyond their means. As a result, more people have been charged with mortgage fraud recently, resulting in a lot of people facing harsh consequences for what had been, until recently, the standard operating procedure for buying real property in America. While your defense attorney and others may be sympathetic to your plight, you must not expect your judge and jury to be quite so understanding. It is important to craft a strong defense if you are to avoid severe consequences both legally and financially.

If you are being investigated or have been charged for these crimes, please call the Law Office of Diane C. Bass to schedule your consultation. (949) 990-4195.

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    "She will put your anxiety at ease and get you through the tangled system."
    Diane is the perfect mix of gentle understanding and fierce action you’ll need if you find yourself dealing with the OC court system.
    - Angie T.
    "Whatever you’re going through, I’m confident Diane will achieve the best outcome you could hope for."
    My first impression was that she’s very experienced, no-nonsense, knows the law, how the system works, and was very busy as a result. I quickly realized that she exceeded even those first impressions but also cared very much about my story, needs, an
    - Daniel B.
    "From the start of my case, she has been there for me."
    First of all, I would like to thank Diane for everything she has done for me. From the start of my case, she has been there for me. Only very few people were granted bond and she pulled it off in my case. I know for a fact not too many lawyers could have done that. I am on probation for three years.. while “the others” will not have the chance to raise their children and live their lives. I was headed to prison….I am free.. and for that, I am forever grateful.
    - John H.
    "Diane Bass is a phenomenal attorney."
    After meeting with Diane I felt immediate comfort, and I was sold on the fact that I could trust this amazing person with my life. Diane Bass was there for me every step of the way like no other attorney had ever been.
    - Ryan O.
    "She is not afraid to battle for you. With her, you will never be alone."
    Diane is a brilliant attorney. She listens carefully to your problems and clearly advises you with honesty. She was with me from the first day of my case and I have never been disappointed in any way.
    - Maria K.
    "I highly recommend Diane if you are dealing with legal troubles of your own."
    Since this being my first Federal offense, I had no idea what to expect. I was extremely anxious. After talking to Diane, I felt like she was the attorney I needed to help me get through these challenging times. Her professionalism and knowledge of the law
    - Adam P.
    "Diane’s work is second to none."

    Diane’s work is second to none. I was charged with felony DV, and after working with one firm in Irvine that did absolutely nothing, I did some hard research and found Diane. She worked quickly and diligently and got the case dismissed. I absolutely don’t foresee me needing a criminal lawyer down the road, but if I do, it’ll be Diane hands down!

    - Shadic A.
    "Diane is the most professional, thorough attorney I have ever met."
    Her expertise, connections, analysis, and comprehensive review of my situation were more than I could ever ask. I am extremely grateful and couldn't be happier with my choice!
    - Jeff R.

Why Choose Law Office of Diane C. Bass?

  • Top-Rated & Award-Winning Legal Representation
    We consistently deliver results that exceed expectations, earning the trust of clients and accolades from the legal community.
  • 25+ Years of Criminal Defense Legal Experience
    With over 25 years of criminal defense legal experience, we bring a wealth of seasoned insight and a proven track record of success to every case we handle.
  • Extensive Knowledge & Experience With Federal Cases
    With extensive knowledge and experience in federal cases, we offer comprehensive legal strategies tailored to the complexities of each situation.
  • An Outstanding Reputation Amongst Clients & Peers
    Our reputation among clients and peers alike reflects our unwavering dedication to achieving the best possible outcomes for those we represent.
  • Featured in the Media
    Attorney Bass is frequently featured in media outlets such as The Washington Post, LA Times, ESPN, Forbes, the Wall Street Journal and more.
  • Track Record of Success
    With a track record of handling some of the most significant cases in the Central District of California, our firm brings unmatched experience to every client's defense.
  • Selected by Super Lawyers Since 2022
  • Avvo 10.0 Rating
  • National Association of Criminal Defense Lawyers
  • Orange County Bar Association
  • Top 100 Lawyers

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